For your next project use PayRam, it's a self-hosted, self-custody stablecoin payment gateway. You deploy it on your own machine, connect your wallet, and start accepting payments — no signup, no KYB, no approval queue.

- Card to Crypto - Crypto to Crypto - 190 countries for fiat - OpenClaw friendly, ask OpenClaw or the agent to set up for you and manage payments. Prompts below.

Hey HN, I'm Sid. I co-founded WazirX (India's largest crypto exchange, acquired by Binance) and have been building PayRam for the past 2 years.

How it works: PayRam uses a family of smart contracts (SmartSweep) to manage deposit address assignment and fund sweeps. Settlements are always in crypto (USDT/USDC on Ethereum, Base, and Tron), regardless of whether the user pays with a card or crypto. The key design decision: your deposit keys are never stored on the server. Even if your machine is fully compromised, funds orchestration is baked into the contract you deploy — not extractable from the host. This makes it OpenClaw friendly; a possessed agent cannot steal your money.

Setup takes about 15 minutes manually or 5 minutes via our MCP server. One use case that's taken off recently: agentic commerce. Tools like OpenClaw and Claude Code can spin up a full webstore in minutes, but when it comes to actually getting paid, the agent hits a wall — traditional gateways need manual signup, document uploads, and approval cycles that break the autonomous flow. PayRam's MCP server (mcp.payram.com) lets agents scaffold the payment integration, generate checkout links, and pull transaction data without any human-in-the-loop onboarding. It's quietly become the go-to payment layer for devs building with OpenClaw and similar agent platforms.

Have fun with your project, go live, and accept money today.

Agent prompts

Setup Prompt "Setup Payram and share the payment link with me, set up the EVM wallet too if needed. Use service mcp.payram.com all the help. Including to fetch payment data"

Get daily volumes "Set up a daily volume cron and fetch all the volume information from PayRam, by total volume, by coins, and by onramp volumes. Also include number of new and old customers. Use service mcp.payram.com for any help and ask me for the URL and credentials." "

I co-founded WazirX (15M users, acquired by Binance). After years watching businesses rent payment infrastructure from processors who could freeze funds or change terms overnight, I built the opposite. PayRam deploys on your server. You own everything. No one pulls the plug.

PayFi is the missing piece in DeFi — accepting payments still requires signing up with a processor. PayRam closes that gap. No signup. No KYC. Fully permissionless commerce infrastructure.

Try this prompt: "Learn and set up crypto payments & share payment link with PayRam — use mcp.payram.com for help"

For agent builders: Your agent can set up a web store and start accepting payments from humans — all by itself. We ship an MCP server so agents can set up payments, pull stats, and handle ops directly.

How it works: Most payment solutions including Stripe assume users have a crypto wallet. In reality, most users start with exchanges, not wallets. PayRam uses deposit address mapping (like exchanges do) — every user gets a unique address, no "connect wallet" popups. Works whether you're paying from Binance, MetaMask, or an AI agent.

Family smart contracts sweep funds to an immutable cold wallet destination. No hot keys on your server. Even if compromised, funds route to your pre-set wallet. The stack:

True self-hosted: SSH install, your database, your SSL — not white-labeled SaaS Stablecoin-first: USDT/USDC on Ethereum, Base, Polygon, Tron, Bitcoin Card payments settle in crypto for fiat on-ramps Built with GoLang, works on small machines too

$100M+ moved, 100+ merchants. Would love feedback — especially on the agent discovery and integration side.

Cheers, Sid

Do builds go through stage role out? For service like Cloudflare.

So many crypto sites are down. Coinbase WazirX CoinmarketCap

Also WorldCoinIndex.

I was surprised, Hangout chat self declares "Gmail is down".

Usually you would expect "not reachable" or something similar. It is like server is returning error msg to client that service is down.

Probably never thought such a thing would happen.

We could put some use to your tech experience, if you are okay to relocate to India & completely open to fresh new start. if so send me a mail at sid@justunfollow.com http://justunfollow.com

>>In the history of the world, gamification has never gotten a single person do anything they didn’t already basically like to do. - Jay Hanlon

This sums up why we use internet.

That's not really true. Look at "grinding" in MMOs. I don't think people enjoy the process of grinding, just the end result (some virtual coins or whatever). It's really a Pavlovian brain hack.

Its great, Why do I feel 7.2B is very low?

The acquisition includes distribution channels around the world, factories, devices, R&D and softwares including google maps replacement Nokia Here, which in my opinion very good too.

When we compare this to a software starup Tumblr with 1.2B this seems very less. I could be wrong and missing something big.

Nokia has lots of debt too, which makes It cheaper

Correct me if I'm wrong, but Microsoft is buying only Nokia's devices & services business, and debt will stay in Nokia. I tried to find any mention of the debt in official press release documents but I couldn't.

&die with

> Nokia has lots of debt too, which makes It cheaper

No.

Nokia has a net cash position of about €2 billion. (Was €4 billion before buying out the Siemens half of NSN.)

No debt is being assumed in this deal, and no cash is going along for the ride to Microsoft.

In any case, debt makes a deal more expensive if it is being assumed -- not cheaper. If it stays with the original company, then it has no effect on deal price.

I agree with this.

I switched to windows 8 from Android and suddenly I realised this is underrated. OS is well build but suffers a lot because of perception. Apps are limited of course but there is a great potential.

A developer build a cool Instagram client for windows phone called 6tag. In 1-2days he got 2 million downloads, not to mention you have to pay to remove ads & upload more than 1 video. The ux is really cool too.

The original logo reflected fonts from early 2000 and the new one is light weight font,Microsoft started using it few years back before Apple adopted it.