I'm european too but I've been living in the US for a few months now and let me tell you I haven't seen in Europe
anything even closer to what they have here with the cards. Some people stock rewards/bank/miles cards like who stocks cans of soup in the supermarket.
I know it's not directly related to the consolidation card topic but I even have friends who use their father/mother card using their own signature which I don't think is safe because, even if their parents authorized them to use the card,
the usual way to verify that you are really you is through the signature and I doubt nobody checks you signed with the
right signature in a greasy reastaurant check, so basically I'm pretty sure anybody could steal your card, use it and
you would realize just after seeing the charges on the bank statement.
A consolidation card is maybe a way to solve the problem. Another way which to me makes more sense is not to sign up for every damn card in the country which most of the time end up collecting dust in the wallet.
I know it's not directly related to the consolidation card topic but I even have friends who use their father/mother card using their own signature which I don't think is safe because, even if their parents authorized them to use the card, the usual way to verify that you are really you is through the signature and I doubt nobody checks you signed with the right signature in a greasy reastaurant check, so basically I'm pretty sure anybody could steal your card, use it and you would realize just after seeing the charges on the bank statement.
A consolidation card is maybe a way to solve the problem. Another way which to me makes more sense is not to sign up for every damn card in the country which most of the time end up collecting dust in the wallet.