In addition to pc86's point, my comment wasn't targeted at you personally. There are certainly businesses that will be in the Stripe exclusion set. However, I was arguing against the implication that they've got some sort of really extensive set of exclusions that lots of people will need to worry about. For all the entries on it, it's not truly that large. Mostly it's just the fact that while they need the "don't do illegal things" clause, it's way easier to exclude specific things and then tell people that they fall under that specific rule than to get into lengthy and fruitless arguments about whether or not a particular activity is legal.