Regulations destroy competition. Sometimes that's a sacrifice you want to make - do you want an unregulated drug market or would you reduce the number participants with burdensome regulations? - but I don't think you can regulate your way to competition. Or to lower prices.
I'm going to object to the "more or less what the tool user intends it to". Our economy and political system is chockfull with examples of unintended consequences. Both majority parties are guilting of this.
