Great idea, really like it. I really wonder why our overpaid German fintech ecosystem is unable to produce this kind of innovation? Is it because of too many regulations within the EU?
Maybe "overpaid" is the wrong term. I think that VC capital allocation in Berlin is skewed in favor of fintech investments, where most people are setting up some part of the banking ecosystem into their own app and most of them fail hard w/ product market fit even though they got great budgets compared to other b2c industries like eSports etc.
Yes, now that N26 is a bank they could allow us to create artificial IBAN and CC numbers so every one of my amazon/netflix accounts has their unique payment details.
Apart from N26 and Wirecard most German fintech is bullshit talkers.