Yeah, it's basically like insurance. You're not hit with a sudden $10k+ bill, you just have a rent that has ~$100 a month factored in for maintenance costs.
Also with renting, one should be careful to avoid arguments at equilibrium. E.g. not all landlords seek the same profit margin and rent increases don't track improvements perfectly. Comparison shopping and moving opportunistically, one can stay ahead of the curve. Other people already financed the improvement ts you're enjoying!
