There is no such agencies in lots of countries (e.g. France) and still people ge... | Hacker News

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		llsf on Sept 8, 2017 \| parent \| context \| favorite \| on: Equifax Faces Multibillion-Dollar Lawsuit Over Hac... There is no such agencies in lots of countries (e.g. France) and still people get loans. When I came to US, I had to purposely take extra credits/loans to boost my inexistent credit history. Now I am credit worthy thanks to my artificial debt.

umanwizard on Sept 9, 2017 [–]

I'm not arguing against you, just curious... in France, what prevents people from just applying for loans over and over and never paying them back?

tpxl on Sept 11, 2017 | [–]

There are other means to determine whether someone is eligible for a loan (wages, collateral, family support...).

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