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A lawsuit is a bigger risk than a house robbery, IMO. A big reason why people don't get sued is because they aren't a defendant you can get a lot of money out of. Publicly showing off a top 2% salary or asset level will change that.

Like, if you own your house outright, it's often worthwhile to get a HELOC without ever drawing from it. That way, when an attorney tries to figure out if you're worth suing, it doesn't look like you have six figures worth of housing equity to go after.



Its possible the wage increases vastly outweight the insurace you would have to purchase to shield yourself from those consequences. If this information raises your wage 10%, its worth all the rest combined.


I just got umbrella insurance to cover the "worth being sued" part. It's very cheap and well worth protecting my assets and my future earnings.




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