I just saw that I was downvoted... I have no idea what's wrong with my comment. That downvote button should definitely force to comment and explain why you downvote.
Thanks for the input, you do bring an excellent point. I wouldn't agree that they are equivalent though, one is formed specifically to give the impression that it's never disadvantageous, while the other isn't. Parentheses aren't used to bring essential information, which in this case, it is essential.
This is why I would have less problem with the second one. I would still precise that some of theses benefits aren't really a choice, they are tax break that just happens to be offered because of your income, so sure if you already went beyond that income, you aren't on that government benefit... but at one point you weren't beyond that income and you did made less money once you went beyond.