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Neither the users or the providers want or care about some desktop p2p/self hosted accounting software. It’s an advantage of offload the risk and accountability.

I think there is also some circular logic when looking at the pricing models for SaaS products. Customers use them because they are the best, but they are very likely the best because they have constant revenue from subscriptions.

So maybe you paid $100 for photoshop and used it for 3 years but now you pay $10/month for photoshop which is more expensive but that’s all more money going in to the product. And with a business tool, the better it is, the more money users make using it. So it’s worth paying more for a better product.



Though I must say, for my small non-profit, the $650/yr for QBO is rather stiff. I only stay with it because I know I’ll be able to find a replacement accountant who understands it. As opposed to, say, gnucash or ledger.




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