> The one thing that angers me is that this incident cost us $10K. Obamacare, which was forced upon us and costs us $2,400 PER MONTH, did not cover it. We have no recourse whatsoever for this incident and any future care requirements.
Seriously? That's shitty. What's the insurance company's rationale for denying the claim?
Isn't there some kind of government fund to compensate people for vaccine side effects? Seems like you'd have a strong claim to get reimbursed from them.
> What's the insurance company's rationale for denying the claim?
They didn't, if the parent poster only got billed $10k. Two weeks in the hospital costs more than $10k; that amount is likely their insurance plan's annual deductible, coinsurance, and copays.
These expenses were a thing pre-ACA, to be clear; deductibles, coinsurance, and copays existed before it. The ACA capped the amount you can be charged.
Keep in mind the CICP has both lower payout rates and payout amounts than the VICP. Side effects from the covid shots can only be compensated out of the CICP
Naive q: why are the mRNA COVID vaccines still covered by CICP & not VICP if they're now fully authorized by the FDA? I assumed the initial coverage under CICP was due to the emergency authorization.
Seriously? That's shitty. What's the insurance company's rationale for denying the claim?
Isn't there some kind of government fund to compensate people for vaccine side effects? Seems like you'd have a strong claim to get reimbursed from them.