So what? The mere existence of a few tell us that is really possible, and its not like the US or other countries go into great lengths to remedy such situation, instead they pretty much seem to be trying the opposite, just ask any elementary school teacher about how competitive their salary is or how much of their own personal money goes to buy school supplies, or how many criminals are under "medical bankruptcy" or drowning in banks overdraft fees or any other form of bankruptcy, or perhaps you can ask what are "private prisons" and what are their incentives.