I had one of these (well, I had a 2010), and sold it in 2016 (it could not accommodate 3 across car seats). While everything you say is true, I suggest those attributes only carry overweight value for people who are inclined to 1) do their own wrenching, or 2) spend a lot of time off road. For normal city use, 4Runners are a really poor option, given how "truck-like" they are, how inefficient their use of interior space is, and how poor their gas mileage is. I would much rather have something like a Forester or even CR-V, or Explorer or Highlander or any of the other unibody AWD car-like options. Even my actual truck (2017 F150, which I bought to replace the 4R) is FAR more pleasant to drive, more useful, and gets better mileage.