Giving your passwords to a company that cares about money more than you is risky. But losing devices with passkeys is a big problem too. Even if passkeys are saved to your Google, Apple, or Microsoft account, if that account itself is behind a passkey, how do you access it if your phone holding the key breaks? If a disaster or fire happens, all your devices could be gone.

Passwords are good because you remember them in your head, so long as the head works, so do the passwords. This might be an obvious statement, but it's clear passkey providers kind of glance over it.