It's already very difficult to avail banking if you don't carry a smartphone. I have a very inactive social media and I am working towards reducing my dependence on smartphones, at this point my most viable option is to move to another country that hasn't "modernised" their banking infra.
> It's already very difficult to avail banking if you don't carry a smartphone.
I think it depends. I never use my smartphone for banking purposes and it doesn't make anything difficult for me at all. But I'm in the US and I know there are other nations where this isn't at all true.