I think this nails the problem with using that phrase as a rallying cry. There is a difference between people whose problem is that their income is too low to be secure and people who could easily live a secure and comfortable lifestyle if they just managed their budget better.
>people who could easily live a secure and comfortable lifestyle if they just managed their budget better.
and inside that group - people who made one bad decision, and people who have neuro-divergent issues that make managing the budget more of chore than it is for someone without the issue.
