a massive L to me is living your life by not taking risks because you are more comfortable counting your money beans and watching the compounding interest
There are endless ways to do it. A way I did it was I moved to a cheaper country, started a business, learned a new language, met new friends, and eventually started a family.
Spending $80k in Montreal is the opposite of risk taking.
Perhaps if there was much to show for it, you would have a point. This guy did a lot right, has friends, is physically active, but none of that required spending down $80k.
spending 80k in montreal sounds so much fun, are you kidding me? that place is in touch with its death drive.
jokes aside, sounds like both you and him have valid ways to spend your money. i honestly don't care which is right because either way you're gonna spend that 80k and will ultimately end up dead.
