"Nobody spends energy worrying that the universe is an evil compiler that warps reality specifically to target us"

I have not heard that specific scenario yet, but indeed quite similar ones from very depressed/mentally ill people. Basically that the whole universe was created to torture them specifically. (Probably there is even a medical term for that)

But yes, a sane person should rather be concerned to not fall scam to one of the various criminal groups. That is a real cyber threat for most people and companies.

So minding basic security helps, even if the NSA will likely get past that in no time.