Exactly. AI is not really replacing people but it's definitely allowing them to do more and more interesting things. You should offset the cost of having an AI do something against the cost of doing that manually. Your mileage may vary of course. But I am definitely getting things done that I wouldn't even have started without AI assistance. And that stuff is valuable to me. Although you could argue that anything AI can do is actually deflating in value as well. The economics here will get pretty interesting. But all things considered, I'm not spending an unreasonable amount on all this AI stuff. Probably around 60-100$/month currently. It varies a bit.
If you still need that thing done, the value is basically however you value your time. Would you pay extra for having someone or something do that for you instead?