It's still a huge pain point. I keep a magic "correctly sized, but provides clean power" USB charger with my Pi in a drawer, because I know that, if I lose that charger, I'm buying a replacement. It's unclear to me why they're so borderline. Maybe USB-C would help?
I don't know much about older models but on 4 and 5 they chose to use a weird power standard to reduce cost. Just buy the official charger. They're not expensive.
