I have 2 kids and we have a single Kia soul and a little house I do most of the work. I pay for a good private school mostly out of fear of big schools and gun violence in the US and giving my kids multilingual education. I can assure the rich kids have a lot of problems and have a schedule like a company CEO, they go to our place and have a blast, free range fun. The kids need money thing is mostly a marketing thing the system puts into parents minds.