> Do you have 3d secure or whatever the marketing name is for it this week?

Stripe takes care of that for cards that are enrolled into 3D Secure (I think it is a Visa thing - the naming) and other kinds of card 2FA validation (Mastercard has their own and so on).

Not in my experience as an european cc user (where non 3d secure is rejected by default) using stripe based (us located mostly) stores.

The ones i've tried to pay on bull rush to charging me with no 2FA and my bank just rejects them.