Interesting, I never saw a bank check. The companies typically transfer money directly into the account, and there are P2P transfers by a phone number working between any major banks. So I guess.. I do not need this feature.
Two cases when I've received a bank check without being able to choose an alternative: 1) as payment of proceeds in a class-action lawsuit; 2) when I got a refund from my insurance provider after changing the terms.
These might not be very common, but they're still not really rare in society either.
