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Am I the only one that feels like I'd rather be making money and enjoying myself at the same time, rather than stressing out about putting 50% of my income towards retirement?


If you set up automatic 401k deposits and direct deposit a percentage of your paycheck to Vanguard, you won't stress out about it at all. You'll just see a different number on your take-home paycheck, get used it it quickly, and go on enjoying yourself without stressing out.

Or at least that's my theory - I'm setting up that direct deposit situation today, and I'm planning on setting the percentage a lot higher than I would have before reading this article.


This is exactly the right thing to do. It takes a leap of faith, but you really do get used to the lower level of take-home pay quickly.

An added bonus is getting the Vanguard statement each month and seeing it grow.


I think you missed his point. But I will say the parent is not alone. :)




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